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“Having the hard drive on your PC crash can be a traumatic experience. It’s not difficult to do regular backups. There’s a plethora of hardware and software solutions available for backing up, and innumerable tutorials and advice on the internet. Backup and restore is even built into the latest version of Microsoft Windows and requires just three clicks of the mouse. Apple offers similar functionality with Time Machine,”explains RüdigerTheobald of Verbatim.

“Computer data recovery is a tricky business. Where physical failure has occurred, and the hard drive needs to be worked on in a cleanroom, typical costs can be in excess of £500 and there’s no guarantee all the data will be recovered,” he added.

Brits are most worried about losing pictures, followed by personal documents, videos and music.But one person in five has lost personal data on their home computer or smart phone within the last year.Owners experienced data loss because of hardware failure (25 per cent), accidental damage (17 per cent), a computer virus (13 per cent) and software corruption (13 per cent).